Credit card debt is no joke. It's like that annoying friend who never seems to leave you alone, constantly nagging at you for money. If you’ve struggled with credit debt, you know it’s something that holds you back from accessing the things you really need (and want).

Unfortunately, most South African businesses evaluate customers for financial transactions using traditional credit checks. This creates a massive barrier for tons of  South Africans. 

Developing a good credit score is a difficult and complicated process that isn’t easily accessible for many in this country. Why should you be punished for that? 

We don’t play that game; Rentoza gives you non-credit access to the products you want and need. 

All About Non-Credit Verifications

So what are non-credit verifications, you ask? Let’s break it down for you. Forget about traditional credit checks. We’ve developed our own non-credit verification model that bypasses the need for traditional credit checks and credit reports, by rather measuring financial behaviour. So instead of focusing on how you’ve accrued and serviced debt in the past, we focus on the money you have access to and what you value.

Through this, we are able to quickly assess and verify your application so you can get the item you need, fast. No more exclusion based on credit scores. Everyone deserves a chance, and non-credit verification opens doors for individuals with diverse financial histories.

Financial Wins

So why is non-credit a good thing? Well, let’s talk about the financial wins first. Our non-credit option is budget friendly, because you simply pay affordable month-to-month payments, and you get free delivery. And it doesn’t include debt accrual, so you don’t have to worry about compounding payments. It’s also immune to interest rates, unlike credit – what you pay in the last month of your subscription is the same as what you pay in the first month, no exceptions.

Another plus? Zero penalty fees. You can upgrade, downgrade, or cancel your subscription at any point without having to pay a penalty fee for changing. 

And don’t forget, you don’t need to worry about the additional costs that come with owning a product. Every Rentoza product also comes bundled with Rentoza Protect, which covers you against theft, loss, or damage. 

Live Life On Your Own Terms

Perhaps the best part about product subscriptions is the peace of mind they bring. By subscribing to non-credit verification services, you take control of your own financial narrative. You’re no longer defined solely by a numerical score but by your actions and responsible financial habits, empowering you to shape a brighter financial future. This allows you to live life on your own terms.

Now, I know what you're thinking: "But what if I change my mind or need to cancel?" Well, fear not, my friend, because with Rentoza product subscriptions, you're in the driver's seat. You can pause, modify, or cancel your subscription at any time, no questions asked. It's like having a get-out-of-jail-free card for your shopping habits. So go ahead, try it out and see for yourself. We dare you.

Say goodbye to credit card debt and hello to a whole new world of convenience and savings. Subscribe today and thank us later. You won't regret it.

Commitment is messy. Just Rentoza it.